Auto insurance doesn't have to be complicated. Take time to understand exactly how it protects you. Not knowing what features you need and don't need could cost you more money than expected. Discover the basic types of car insurance and find out how to obtain the coverage you need. Here are a few examples:
- Collision Coverage – This is the basic insurance type that covers your vehicle if you collide into something. This covers collisions with other cars as well as if you were to run into a wall, barrier or bridge.
- Comprehensive Coverage – This covers anything that may happen to your car that is not directly related to a collision. This would include things such as theft, fire, hitting a deer or vandalism.
- Liability Coverage – This type of coverage covers the damages when you are at fault in an accident and you damage someone else’s car or property. Liability coverage is often mandated by law, so it is important that you as the driver make certain you have an adequate amount.
- Medical Payments – This is also called PIP in some states. Medical payments pay for any injuries to the driver or passengers that occur if an accident occurred while you were driving. Medical payment insurance varies from state to state, so make certain you are covered as expected.
Already, you have a better understanding about the different types of auto insurance available.
The Lee McFerren Agency is an independent agency that offers multiple quotes, fast! This process will save you time and the headache of running around from agency to agency. Available Monday through Friday, evenings, and weekends to give you the personal attention that you deserve.